Bajaj Finance Fixed Deposits

Bajaj Finance fixed deposit is one the safest investments in India as it offers great flexibility with guaranteed returns. 

Bajaj Finance Limited, a subsidiary of Bajaj Finserv, is an Indian Non-Banking Financial Company (NBFC). The company deals in consumer finance, SME and commercial lending, and wealth management.  The Deposit is offering an assured return upto 7.05% p.a

Here is why one should invest in Bajaj Finance FD ?

  1. Higher Returns - make more returns than Bank FD, Savings Account, Liquid Funds
  2. Highest Credit Quality - CRISIL FAAA & ICRA MAAA. Only Indian NBFC with “BBB” from S&P Global
  3. Excellent Repayment History -  Bajaj Finance has never defaulted on any payment ever in the last 35 years
  4. Great Management Track Record - Seasoned CEO Mr. Sanjiv Bajaj with 30+ years of management experience
  5. Flexible Payout Option - Choose a tenure between 12-60 months as per financial needs
  6. Low Investment - Minimum deposit of ₹25,000, helps in starting out small than waiting for a large corpus 
  7. Senior Citizen? - Make an extra 0.25% above the offered interest rate

#DidYouKnow 4.8* Crore Indians trust Bajaj Finance with their savings in Bajaj FD !

Interest rates-5.5%-7.05%

Tenure
(in months)		 On maturity Monthly Quarterly Half yearly Annual
12-23 5.65% 5.51% 5.53% 5.57% 5.65%
24-35 6.40% 6.22% 6.25% 6.30% 6.40%
36-60 6.80% 6.60% 6.63% 6.69 6.80%

Senior citizens will get 0.25% extra over this.

*as of March 2021

FAQs

  • What is the eligibility criteria for investing in Bajaj FD?
    Resident individuals with more than 18 years of age can invest in Bajaj FD.
  • Is the interest earned on the FD taxable?
    Yes, it is taxed as per the applicable income tax slab rates
  • Where can I submit 15G/H form?
    You can submit 15G/H form on Bajaj Finance's portal “Experia”. You can login using the mobile number through which you have booked the FD.

 

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